Home Ownership Workshop
First Saturday of Every Month | Next Workshop: April 4th
Buying and owning a home is one of the most important financial and personal decisions you’ll ever make. At The Washington Realtors, we believe successful homeownership starts with education, preparation, and long-term planning—not pressure.
That’s why we host a Home Ownership Workshop on the first Saturday of every month, designed to help current and future homeowners make informed, confident decisions at every stage of the process.
📅 Next Workshop Date: Saturday, April 4th
What You’ll Learn at the Workshop
This workshop goes beyond “how to buy a house.” We focus on the full picture of ownership—financially, practically, and generationally.
Get Pre-Approved the Right Way
Understanding your buying power is the foundation of a successful purchase. We’ll explain:
The difference between pre-qualification and pre-approval
How lenders evaluate income, credit, and debt
What documents you’ll need
How to strengthen your financial profile before applying
Pre-approval gives you clarity, leverage, and confidence before you shop.
Understanding the Complexities of Homeownership
Owning a home involves more than a mortgage payment. We’ll break down:
Property taxes and insurance
Utilities and ongoing expenses
HOA considerations
Legal and ownership responsibilities
Our goal is to help you understand what ownership really looks like day-to-day.
Proper Home Maintenance & Long-Term Care
Maintenance protects both your comfort and your investment. Learn:
Routine maintenance schedules
Budgeting for repairs and capital improvements
What to inspect seasonally and annually
How maintenance impacts resale value
Smart maintenance today prevents costly surprises tomorrow.
Finding the Right Financing
Not all loans are created equal. We’ll discuss:
Conventional, FHA, VA, and other financing options
Down payment assistance and grant programs
Fixed vs. adjustable rates
How financing choices affect long-term affordability
Understanding your options helps you choose financing that fits your goals—not just your approval amount.
Avoiding Being “House Poor”
Just because you can afford a home doesn’t mean you should stretch to the limit. We’ll cover:
Balancing housing costs with lifestyle needs
Emergency savings and financial flexibility
Planning for repairs, life changes, and growth
Creating a sustainable homeownership budget
Homeownership should build wealth—not create stress.
What Can You Really Afford?
We help you look beyond lender numbers to determine:
A realistic monthly comfort zone
How debt, savings, and goals factor in
Trade-offs between price, location, and features
How future plans impact affordability
This clarity leads to smarter, more confident decisions.
Ownership Considerations & Legacy Options
Homeownership is also about the future. We’ll discuss:
Ownership structures and long-term planning
Using real estate as a legacy-building tool
Estate considerations and succession planning
Protecting your home for the next generation
Your home can be more than a place to live—it can be part of your legacy.
Who Should Attend?
This workshop is ideal for:
First-time homebuyers
Renters planning to buy
Current homeowners seeking clarity
Families thinking about generational wealth
Anyone who wants to understand ownership before committing
No pressure. No sales tactics. Just real education.
Hosted by The Washington Realtors
At The Washington Realtors, our mission is to educate, represent, and empower homeowners and buyers. This workshop reflects our commitment to helping clients make informed decisions that align with their financial reality and long-term goals.
Join Us on April 4th
Start your homeownership journey with knowledge, confidence, and a clear plan.
📌 Home Ownership Workshop
📅 Saturday, April 4th
🕘 First Saturday of Every Month